Chase business credit card reddit. If you've gotten any Chase card in the last 30 days.

Chase business credit card reddit If your personal and business accounts are linked under the same login, you can just go to the UR portal and combine points to transfer to the Sapphire Preferred. Credit score around 780. I can't reach them because they went out of business. Have worked in multiple levels of different major banks for a long time: if you don’t have any hard cash in checking/savings/money market with chase and you continue to do charge backs/disputes as a purely credit card holder in their system, you will be flagged for abuse because you’re abusing the disputes/claims option built into the card as a cardholder benefit. However, I have heard Chase can be a bit more stringent with giving business cards to people without a “real” business and asks more questions than Amex. The main draw of the Southwest card is to get the Southwest personal card + business card (typically in November/December), and the sign up bonus on both cards combined is usually enough points to get a companion pass which means someone can fly free with you on your flights for at least a year, almost two years if you time it right. I'd offer doing a web search for your code with a "site:reddit. UPDATE: Called business ink credit card customer Get the Reddit app Scan this QR code to download the app now. For the CIP, I didn't expect to get a high enough limit as my last 3 business cards only offered $5k limits. SUB recd in Aug'22. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable I'm somewhat new to the credit card points game, and i always hear people talking about opening business cards as you can do being sole proprietor, doesnt report to personal credit, etc. Wiki at: https://japanfinance. Get the Reddit app Scan this QR code to download the app now Business Credit Cards Recommendations while over Chase 5/24? Card Recommendation Request (Template Used) As the title states, I'm looking for recommendations for business cards while I will wait my Chase 5-24 status to open up • Current cards (open): **- [04/17] SYNC/PayPal $5400 Don't fall for the marketing end of credit cards. The biggest difference is that you'll need to have a business In April 2020 Chase criteria for approving BUSINESS card applications became more stringent. As you are 4/24 you could apply for a Chase personal credit card and two Chase business credit cards. Chase 7-10 processing days to approval? I recently applied for a chase card (non 5/24) and didn't get auto approved, and was You can get a business credit card even as a sole proprietor with no business revenue yet. Many others (including myself) are above the 50% income to credit limit ratio. " Some background of me to help: I am a chase customer since 2018 Current cards: - CFU $15,300 Limit, Oct 2019 - CSP $17,300 Limit, March 2023 This thread is discussing the former (putting personal expense in business credit card). But I have a long history with Chase and have many CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. Or check it out in the app stores   I just created my LLC, got my EIN, so now I'm opening my business credit card. 5 points per dollar spent So I decided to apply for the Chase Business Unlimited just for the 90k SUB. Not really finding the perks worth it, but I do use the plat travel on occasion for It depends on the card issuer. Members Online. Not too happy about that but the whole point of getting the business card was to have a high limit. I’m a chase banking customer so they already have all my info on file. Chase 7-10 processing days to approval? I recently applied for a chase card (non 5/24) and didn't get auto approved, and was So I have recently decided I want to get a Chase Ink card but my “business” isn’t one that would generate enough spend for the SUB (the whole reason I’m applying). Now, I'm trying to decide which of the Chase Business Credit Card to apply for. frequent my Chase applications are, would applying for the Ink Business Cash/Unlimited come September be a poor choice? Get the Reddit app Scan this QR code to download the app now. The first credit card I received with no credit score/history was a secured card from capital one. Not really finding the perks worth it, but I do use the plat travel on occasion for I've been considering a Chase business credit card for a while and this platform has been so helpful throughout the process. I am nearly done with their SUB requirement and want to apply for another Chase business credit card for United. Edit: Forgot Amex business plat for travel. IRS cares about the business expenses you claim on the tax return, it doesn’t care the payment method you use to pay for it as long as the payment method is legit. ) I've had this card for nearly 10 years and was looking at the Chase Ink Business Premiere which is a 2% plus 2. 5% cashback spread for all categories (while Ink Cash focuses heavily on certain expense categories) I got myself 4 Chase Ink Business Cash I plan to apply to the CIC since i'm going to start a business soon and plan to use the card for the business related expenses. This sub-reddit is an english language friendly discussion forum Get the Reddit app Scan this QR code to download the app now From what I researched, Chase does like if the “Business” has been up and running for at least a year. 8/30 - Called the business application status line (1-800-453-9719 for anyone that needs it, it’s different than the personal), got the automated ‘you will be notified in 2 weeks’ message, which I’ve read is pretty much a accepted but they might need to verify or need more documents. My favorite cards for cell phone protection are the Amex Platinum and Business Platinum cards -- they don't give me any hassle, and their coverage is applicable for cracked screens (I haven't seen any other cards cover that). Notably, these business credit card offers appear to be showing up only when users are logged in to their personal Chase accounts (not personal/business combined accounts)” We’ll review your Ink Cash Business Credit card application and be in touch soon. I had a big expense the first month so I had to credit cycle (charge I just run a small business with low expenses (>$25k/yr would be on the card). For example, it could be a straight up decline, maybe they need to verify something like your address or personal details especially if you've never banked with or had any credit cards with Chase before, or maybe their automated approval system couldn't make a decision and they need more time to send it to the underwriting department for a That next card approval will always get you more credit. CSR, Blue Business Plus (the 2* points one makes it basically a Venture X without the travel benefits), the Chase *Same page link returns to footnote reference Terms and Conditions. Be straightforward about the details, of course. - I know CIP has a 24 month rule from the time we got the last SUB, is there a similar rule for CIU, CIC too? I've had this card for nearly 10 years and was looking at the Chase Ink Business Premiere which is a 2% plus 2. I never had any of my account to go under review. First, I was not even considering applying for this card because I'm over 5/24. You would be applying as a sole-prop using your name as the business and SSN. When I applied for my first business card the Chase Ink Cash (Aug 2021), I applied as sole proprietor for “Computer service” , and got denied. You can apply for a business credit card if you consider yourself to have a business. Especially if you are generally new with chase. She was hoping to use the card to make an upcoming expense of 5300 but assume that the transaction will get declined. r I think the Ink business cash is one of the best (if not the best) Chase business card out there. Have a marketing and comms business, no current credit cards. I know my expectations on limit should be low however I was offered only 1100 dollars for my limit. UPDATE: Called business ink credit card customer Get the Reddit app Scan this QR code to download the app now I just got approved for the Chase Ink Business Card. As a note, I already have one card with Chase, which I got in April of this year. Chase Business switched a new credit scoring model in March (I linked to it then) and their basis is FICO Bankcard Score 2 for their Business credit applications, which has nothing to do with how Chase scores personal credit applications (I bank with Chase Business, and hold multiple Ink cards as well - I actually reviewed my Chase Business Never offered the card number and stuff from Chase before receiving the physical card, so not sure if it’s even an option for Chase. Maybe the reason your app is in review is because for income they want you to estimate what you think the Currently, chase doesn’t seem to care very much. 1. That's my personal experience. They definitely don’t care. I`m trying to put my taxes expenses on a credit card. I'm on the search for a list of which Business Credit Cards report to personal credit reports (balances carried). Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. I just created my LLC and opened a Chase Business Checking Account. 5% on purchases over $5k, with a yearly fee of $195. Only the Ink Premier earns strictly cash back, while the other 3 is cash back/UR points. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. With Chase supposedly lightening up on business apps, I decided to apply for the CIC, but sadly was given the "We need If you care to read the full story behind this call, here's the link to my previous post. The “business” part refers to the fact that it is a credit card specifically for businesses, and you must be a business to apply for and receive it. Why Chase Business cards? They don't add to 5/24. Chase Ink Pref - 12/1/2023 Approved Chase Ink Business Cash - 1/8/2024 Approved I am nearly done with both of their SUB requirement and I want to apply for another Chase business credit card for United. theverge my cards: chase freedom, sapphire metal card, amazon visa card, AMEX gold, AMEX blue haven't signed up for a card in the past year, not sure if this info is important but just mentioning Thank you for your time and help. I had to go to a chase branch to get my business card, because they want so much proof of documentation. My current cards 5% cash back on Chase is IMHO approving SPs with good business credit, a prior banking and/or investment relationship, and a prior credit relationship. My current cards 5% cash back on I'm somewhat new to the credit card points game, and i always hear people talking about opening business cards as you can do being sole proprietor, doesnt report to personal credit, etc. Our goal is to Call (800) CHASE-38 (800) 242-7338 and request your personal accounts be added to your Chase Business Online profile. Or check it out in the app stores Do anyone knows which is the best number to put in annual business revenue in a business credit card application, to get the highest limit possible without getting requested proof of income? Amex gave me 10k on my BBP and Chase gave me 3k on So. I have the Chase Ink Business Cash Card and I pay my personal cell phone bill and home cable/internet bill with it (along with my business expenses of course)gotta take advantage of that 5% Get the Reddit app Scan this QR code to download the app now Amex gold, chase business ink, southwest business card (enough to get the companion pass). I'm trying to figure out what the best card for Amazon is. I would be 7/ r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. 5/24 rule applies to Chase business cards and can disqualify you from getting one, but opening one doesn’t add to your 5/24 A subreddit for discussing credit cards. Will this affect me at all? I got an email on Saturday April I, like you, would prefer to avoid multiple credit cards and was planning on just 1 Amex and then 1 primary travel Visa (CSR). Some business credit cards do report on your personal credit report. 5/24 rule applies to Chase business cards and can disqualify you from getting one, but opening one doesn’t add to your 5/24 My gf and I both make around 200k, but we don’t spend crazy, don’t have a business where we’re spending a boat load on credit, we don’t buy business class/first class when we fly. 835 score, low CU and only 1 pull and 1 new card last two years. Business cards don’t take advantage of business owners not reporting to personal bureaus is a tremendous help to most business owners. They don't affect each other. I had applied with an EIN number. ) Get the chase Ink Preferred first. I have tried multiple ways. Listed $0 business income lol (which is the truth). SUB recd in Mar'20. I have a 745 score, recently approved for 2 cards, Chase preferred & amex gold, but got rejected Then last Friday I called recon and they transferred me to fraud department to verify SSN. After closing out the application screen tab, I received this email: "We'll review your Chase Ink Business Unlimited credit card application and be in touch soon. I Hi, I'm at 4/24, and I'm gearing up to apply for my next card. They do require that you are under 5/24 to be Who qualifies for a Chase business card? A Chase business card application is very similar to a Chase consumer card application, but there are a few differences. Not sure if this was a follow-up to approving my new business cards or just a broader adjustment (i. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on Get the Reddit app Scan this QR code to download the app now Amex gold, chase business ink, southwest business card (enough to get the companion pass). Chase business credit cards won't show up in personal report (unless you default the card), so it won't affect your 5/24 status. “But SimplyX69, I see people talking about getting it all the time!” This is because banks are not strict about what qualifies as a business. Yes, best hotel program out there. I am looking into business credit cards and have been comparing getting the Chase Ink Unlimited and Amex Business Platinum cards or the Chase Ink Unlimited, Amex Business Platinum, and BoA Business Travel Advantage MasterCard. But realize it would make accounting easier if I got a business card. Chase (and other issuers but primarily Chase) have cards that are worth keeping but if you only open an Ink every 3 months you'll never get at least Chase's personal cards (IHG, AC, Hyatt, CSP/CSR). github. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable Chase Ink card allow a 12 month interest free CC: SO currently have balance CIC - $4k, CL=$10k CIU - $4k, CL=$10k Since these card are interest free for 12 months not sure how a balance on INK biz card impacts the application process for additional business cards? My business recently got approved for a chase ink credit card (2 months ago). Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to Btw, the 50% income to Chase credit limit is a soft rule. My question is because of how 1. I'm looking to apply for the Chase Ink Business Cash card soon, and I heard that there's a hard 1 card per 30 day rule for business cards. So I have recently decided I want to get a Chase Ink card but my “business” isn’t one that would generate enough spend for the SUB (the whole reason I’m applying). Or check it out in the app stores Can I get the free chase business card with the $900 SUB if I don’t own a business? As I understand it I’d be able to combine the UR points? Applying for Business Credit Cards as a sole proprietor with no business history upvotes So I just got a chase business credit card. Or check it out in the app stores Chase Business Credit Card . I put my personal address under my “personal info” and then put my biz address under “business info” . This could change in the future, but currently they’re just happy with you swiping their card. That next card approval will always get you more credit. 5% on everything else) Amazon Prime Rewards (5% at Amazon/Whole Foods, but no 0% intro APR offer, also easier to qualify for than "core" Chase credit cards) Ink business cards are talked about, but because they’re business cards with a higher spend, people may be afraid to apply for them or not understand that they can apply for them. If you want it, I think it's worth taking a shot. Amazon credit card 5% back for Amazon purchases Also Chase IHG Credit card has the fee waived for me as well. I'm thinking I would be OK applying for this card + the Chase World of Hyatt card at the exact same time? To add to this it is generally fine to mix expenses on the credit card* you just need to keep them separate for tax purposes. The Barclays Wyndham Business card also If you own a business, get the Chase Ink Business Cash. Apple Credit Card vs Chase Sapphire Preferred comments. Plan your budget. e. It could mean anything really. Hey all, when applying for a Chase Business card, they ask for the business's EIN but also for your SSN in the personal section. Looking for a business credit card. com Store Card by Synchrony. Chase would follow up with some credit limit reductions across my personal cards. I have been banking with Chase for about 3 years now, starting with a checking account to now holding 4 of their credit I'm trying to figure out what the best card for Amazon is. I recently applied for the BIU card and got approved as a sole prop. After applying online, I was told "Your Application is under review, we will inform you in writing". My last Ink app was last February. Chase ironically is the best general personal card issuer IMO, lots of their cards have long-term staying power. They do require that you are under 5/24 to be approved, except for the Marriott Business. I think the Ink business cash is one of the best (if not the best) Chase business card out there. My personal credit is around 690 fico score, and business have a B Experian score according to NAV, no pay Paydex score yet but I just started using Net 30 from Uline. 4. From what I've read here in posts, I thought that when you apply for the business credit cards, yet, I have applied for the premier (last month) and unlimited (this month), and both times I got a notification View community ranking In the Top 1% of largest communities on Reddit. Or check it out in the app stores I never had a Chase business card. At this time, the only business cards from a major issuer that are known to report as accounts to personal credit are certain (but not all) business cards issued by Capital One. But, are they Ink cards tend to take longer. So you could have 4 personal cards and 3 business cards and still have one open 5/24 slot. I'm somewhat new to the credit card points game, and i always hear people talking about opening business cards as you can do being sole proprietor, doesnt report to personal credit, etc. I want my next two cards to be business cards but I'm wondering if I should do Amex or chase first. Reply reply I applied to for the chase cash ink business credit card on April 26th in a branch because I have an ITIN. Why won’t they talk to me? Yes, you can get all of the different Ink products. Hi, I’m looking to apply for a chase checking account to help my odds of getting the Chase ink card and all the other business cards down the road. It’s as simple as that. 90,000 URP - Chase Ink Business Cash® Credit Card - Acceptance based on Circumstance Question Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. It only offers a 1. Then I remembered that business cards don't show up on your personal credit and would allow for me to continue gardening for the VX while still working on a SUB. Just got the card yesterday, and reading through the literature, it says that the card is to be used for business purchases only. All Chase INK products are business cards. even the chase One executive card. Personal Income 200k. Best chase hotel keeper card? upvotes What are the best banks + business credit card for my LLC? upvotes Called chase automatic line, didn’t get a answer so I called today to speak with a person which forwarded me to a application specialist who helped pushed the pending app. The Chase Ink card has no annual fee. New Chase Sapphire Reserve Card is 38% Heavier—Now Similar to Amex Platinum (3 Generations Pictured) This is our little Romanian corner of Reddit! Members Online. Trying to find one maybe with cash back or good points for this lower spending bracket. Any credit card account besides business credit cards. When you apply for a business credit card, you are allowed to list personal income in the income field, and you can use your own name as the business name if you are a sole proprietor. I’ve been putting everything on my personal credit card for the points. Good SUB for Chase business cards. I've looked at the following 3 resources, and while very similar, all So my main business card is AMEX gold and im looking for a Chase card as my second business card. If you have a legitimate business using a card dedicated for business spending can make filing taxes easier, as all you're deductible transactions are in one When I applied for my first business card the Chase Ink Cash (Aug 2021), I applied as sole proprietor for “Computer service” , and got denied. Chase Ink Preferred - Applied & recd in Jan'20. Usually do not carry over monthly Chase Ink card allow a 12 month interest free CC: SO currently have balance CIC - $4k, CL=$10k CIU - $4k, CL=$10k Since these card are interest free for 12 months not sure how a balance on INK biz card impacts the application process for additional business cards? Very true, especially with Chase. frequent my Chase applications are, would applying for the Ink Business Cash/Unlimited come September be a poor choice? Consider applying for personal business credit cards as a sole proprietor. The credit union I bank at said that I need to be in business 2 years before they issue a business credit card. Or check it out in the app stores applying for a Chase business card requires you to be under 5/24, but the card, once approved, doesn’t count toward your 5/24 status What is the probability of getting a solid approval for Business Credit Cards? comments. Why won’t they talk to me? Will your current bank give you a corporate card? You can apply for business credit cards for your company and personally guarantee them. Auto system says 7-10 days, then a person says it’s still being reviewed and give it 1-2 weeks. 80K points bonus is worth Have worked in multiple levels of different major banks for a long time: if you don’t have any hard cash in checking/savings/money market with chase and you continue to do charge backs/disputes as a purely credit card holder in their system, you will be flagged for abuse because you’re abusing the disputes/claims option built into the card as a cardholder benefit. ” It has been 48 hours now and I haven’t received any follow up notifications and am unable to check the status of my application either as I do not have the application reference number needed to check using the automated status phone number. Any recommendations on the best credit cards for a small but growing professional services business? Monthly billed expenses approx. - I know CIP has a 24 month rule from the time we got the last SUB, is there a similar rule for CIU, CIC too? Get the Reddit app Scan this QR code to download the app now Personal Spending on Chase Ink Business Credit Cards . Applying for Business Credit Cards as a sole proprietor with no business history Chase Freedom Flex (5% rotating categories and cell phone protection benefit when you pay your cell phone bill with the card) Chase Freedom Unlimited (3% on dinning, 1. A subreddit for discussing credit cards. It is good for paying internet/cable and phone bills (5x UR), I signed up for the Chase Ink Business Cash card a few years ago and hit the bonus at that Get the Reddit app Scan this QR code to download the app now. The bar is set low for Chase business cards. $6k, with major costs include CRM, web hosting, some client travel, etc. I just run a small business with low expenses (>$25k/yr would be on the card). Hi there, I have a question about chase business card rule. I plan to apply to the CIC since i'm going to start a business soon and plan to use the card for the business related expenses. I had a big expense the first month so I had to credit cycle (charge I submitted an application for the Chase Business Ink Preferred about 2 weeks ago now online and got an email saying my application was being processed. I, like you, would prefer to avoid multiple credit cards and was planning on just 1 Amex and then 1 primary travel Visa (CSR). Chase is my favorite credit card issuer but has been the hardest to get approved for for me, I have the Csp, freedom flex, ink cash business and Hyatt business, they get easer to get once your in to the system. I just got the new Ink Premier card in the mail yesterday. Chase Ink Business Cash or Ink Business Preferred would be the secondary card for phone, internet and rental car costs. I am a chase guy through and through. You could get either CSF/CSR or Chase Ink Preferred Business (CIPB) credit cards for your travel transfer credit card and then CICB and CIUB Having and using a business credit card has no bearing whatsoever on your tax liability or filing requirements. I have been banking with Chase for about 3 years now, starting with a checking account to now holding 4 of their credit My business recently got approved for a chase ink credit card (2 months ago). You can get a business credit card even as a sole proprietor with no business revenue yet. r/personalfinance. My monthly spend would be $350($4100yr) with some rental car costs added in maybe an extra $1500 a year. Chase Ink Unlimited - Applied and recd in June'22. This is the story I got with the same email. . Business credit card - chicken and egg situation? r/ATT stands with the Reddit community in protest of the API changes. Business for 2 years Sole prop in my name Income at $40,000 Expenses at $2,000 Credit score is 733 Then I remembered that business cards don't show up on your personal credit and would allow for me to continue gardening for the VX while still working on a SUB. if you accidentally or "accidentally" try to write off something that was only personal the IRS will very much care if they catch on. This means you actually need to be under 5/24 to be approved . they submitted a work order and told me to wait 7 I've heard 3k is the standard limit that Chase gives for applicants with no business credit history so not too surprised about that. 5% cashback spread for all categories (while Ink Cash focuses heavily on certain expense categories) I got myself 4 Chase Ink Business Cash As Chase business cards gets harder to approve, I'd like to get as many data points as possible on what triggers denials/approvals for those who applied after April 18, 2020 so that we can all help out the credit card community and those who want to benefit from these cards: Get the Reddit app Scan this QR code to download the app now. In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). Or check it out in the app stores Currently have no Credit card debt, ~750 credit and the following cards (AMEX platinum, PNC cash rewards, and MilitarySTAR). It's been open 3 years or so now, they've upgraded my limit to $2000. - 6488317 I’m wondering if for the sole purpose of the welcome offer if the business preferred is the route to go as I would get 100,000 chase points instead of 75,000 with the business unlimited - if I can hit the spending requirement of 8,000 in 3 months. I cost me 83,000 points. upvotes Don't fall for the marketing end of credit cards. This sub-reddit is an english language friendly discussion forum As Chase business cards gets harder to approve, I'd like to get as many data points as possible on what triggers denials/approvals for those who applied after April 18, 2020 so that we can all help out the credit card community and those who want to benefit from these cards: Get the Reddit app Scan this QR code to download the app now. The Chase ecosystem works for a lot of people, especially people who also bank with Chase, but it's not for everyone. You’ll have to research it, and it depends on your credit/how many cards you have open. com", I know some threads and posts will pop up As I understand, Inks dont count towards 5/24 since theyre business cards and Chase doesnt report business cards to personal credit reports. Look at your bank statements and current credit card statements to find your natural spending categories. Card has not been added yet to my Chase app so I think I’ll be denied but we’ll see. Downgraded to Chase Ink Cash in Feb'22 Chase Ink Cash - Recd as product change card from the CIP above in Feb'22, so less than 12 months after product change. The only business cards that count towards 5/24 are those that report as accounts (NOT just the hard pulls associated with account opening) to ones' personal credit. Currently, chase doesn’t seem to care very much. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable A subreddit for discussing credit cards. (Already had the Ink Preferred and Cash) It took over a week and multiple phone calls from me and from Chase to finally get the thing approved. So my main business card is AMEX gold and im looking for a Chase card as my second business card. That said your personal profile can impact whether you are approved for business cards, especially if your business is new or has low revenue. I submitted an application for the Chase Business Ink Preferred about 2 weeks ago now online and got an email saying my application was being processed. I decided to call the application status number and the automated system said 2 weeks. I have 3 credit cards with me now. Overall, for personal credit cards, I am 3/24. Our American Express card has a $250 annual fee. Answered questions. Was told to call Chase. Asked for some verification and boom approved for $3000. Through my research online on applying for a business account I realize it is very hit or miss whether your business will be accepted. I'm currently at 3/24: CSP/CFF - 03/23 PENFED Pathfinder - 04/23 800's Fico Scores, 92k income, oldest account 15+ years So I'm looking for opinions on what I should do here. You are no more or less likely to face audit for simply having the account. Does amex do a soft pull for business cards as well (if I'm only currently a personal customer)? After closing out the application screen tab, I received this email: "We'll review your Chase Ink Business Unlimited credit card application and be in touch soon. I I recently got approved for chase business ink cash card. r/AusFinance. But for amex, I have received the card number, a temporary expiration date and temporary CVC before the card arrives and I can use the card online. Known as the Ink Business family, these credit cards earn either A company saved my credit card number for 5 months and charged me 5 times the amount of the service provided. The card I WANT to get is the Chase Ink Business Preferred, which has a 100k SUB and 8k spend requirements. Or check it out in the app stores A subreddit for discussing credit cards. Thoughts on: Chase Ink Wells Fargo Signify Amex Blue Any others to recommend? Been thinking of getting a Chase Ink bussiness card for my photography side bussiness I'm thinking of starting. new and 2. For example, I booked a $1,550 stay in NYC this month . If you’re interested in travel points, go with a business credit card affiliated with your favorite hotel chain or airline if you always use the same one. Reselling can be anything from a casual hobby to a full-time work - only you know whether it's a business to you. Here’s my history: Currently at 4/24 Recent card opening was I recently opened a Chase business credit card. 5% rebate but we have a high credit limit on this card, so we use it for that reason. Sometime last week they mailed me a letter with a handwritten “application” of sorts that they wanted me to fill out and fax over to them and it just included some name and address information as well as my company’s EIN If you own a business, get the Chase Ink Business Cash. My guess is that there was some abuse taking place and it was an adjustment by Chase. 5% making it less attractive Get the Reddit app Scan this QR code to download the app now. Been thinking of getting a Chase Ink bussiness card for my photography side bussiness I'm thinking of starting. Back in May I created the Chase business complete checking account, the only way to apply for the ink premier is with a business relationship manager and the complete checking is the cheapest bank account that gives access to a relationship manager, it has 0 fees if you keep A subreddit for discussing credit cards. r/CreditCards • Chase Ecosystem and the lack of a card with 2% on all other purchases rather than 1. about their $200 instant cash bonus upon approval, and about how they are miles ahead of Amex and Chase and any other business credit card companies many times Ps Divvy reports to all Get the Reddit app Scan this QR code to download the app now Business Credit Cards Recommendations while over Chase 5/24? Card Recommendation Request (Template Used) As the title states, I'm looking for recommendations for business cards while I will wait my Chase 5-24 status to open up • Current cards (open): **- [04/17] SYNC/PayPal $5400 Yes, you can get all of the different Ink products. I want to get the Chase Business Ink Unlimited, but wondering how soon is too soon to apply? My credit score is 810. Furthermore, they treat personal and business credit limits as two separate entities- as business credit limits can reach upwards of 20-30k (base on revenue and age of said business). Consider applying for personal business credit cards as a sole proprietor. Or check it out in the app stores Do anyone knows which is the best number to put in annual business revenue in a business credit card application, to get the highest limit possible without getting requested proof of income? Amex gave me 10k on my BBP and Chase gave me 3k on So my take on this problem was based around what SUBs require the most minimum spend where I wouldn't normally hit them organically. com" or "site:myfico. Business for 2 years Sole prop in my name Income at $40,000 Expenses at $2,000 Credit score is 733 In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). Not sure if other accounts such as car loans, bank accounts being opened, mortgages, personal loans, ect would apply. Doesn’t seem like the perks in the Plat justify the cost don’t get me wrong, concierge service, lounges, gold status is awesome, but there’s obviously crossover benefits between the Chase and AMEX card. Since Staple currently has a promotion on mastercard gift card without activation fee, I have been buying up about $2800 worth of gift card to meet minumum spend. Does anybody have experience doing this? Also, how strict do you need to be on business purchases with the card? I've heard of several data points suggesting that Chase has relaxed 5/24 for Ink card approvals -- one of the staff at Frequent Miler and a few credit card youtubers all got approved while over 5/24 in the last 2 months. However, im always uncertain as to how fulfill the SUB, lets say for example you tutor online, you qualify as (sole proprietor) but you will never have Get the Reddit app Scan this QR code to download the app now. Amazon Business Prime by American Express A subreddit for discussing credit cards. I recommend getting the following cards over time. I have an excellent credit score and a relationship with Chase Bank. Chase Business switched a new credit scoring model in March (I linked to it then) and their basis is FICO Bankcard Score 2 for their Business credit applications, which has nothing to do with how Chase scores personal credit applications (I bank with Chase Business, and hold multiple Ink cards as well - I actually reviewed my Chase Business Yes, best hotel program out there. Or check it out in the app stores Home Is it too soon to apply for a Chase business card? I know they have a 1/30 rule for their own cards but I wonder if the recent velocity might trigger a denial. I've posted here recently about Chase's new credit scoring model for businesses (based on FICO Bankcard 2) and, from direct discussions with Chase business credit underwriters. Just applied for a chase business credit card and totally had a brain fart moment. I've heard of several data points suggesting that Chase has relaxed 5/24 for Ink card approvals -- one of the staff at Frequent Miler and a few credit card youtubers all got approved while over 5/24 in the last 2 months. CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. Then on Tuesday application line said 7-10 days (still same status today). However, im always uncertain as to how fulfill the SUB, lets say for example you tutor online, you qualify as (sole proprietor) but you will never have expenses to meet the 6k on 3months or If it's not there, Chase will want to "chat with you in person" about your business. Consolidate with Navient before Get the Reddit app Scan this QR code to download the app now. 9k limit Wells Fargo Propel: 3. Or check it out in the app stores Chase Business credit cards . Get the Reddit app Scan this QR code to download the app now. So instead of getting 5 personal Chase cards, you can get 8-9 in the first two years. Thoughts on: Chase Ink Wells Fargo Signify Amex Blue Any others to recommend? A subreddit for discussing credit cards. Technically, while the wording on the card page does mention 24 months, in practice if Chase is willing to extend you more credit, you can keep getting sign up bonuses on the Ink cards even if you already have one or have gotten the bonus less than 24 months ago. I currently have Amex corp plat, gold, green for me and my team, but I mainly use - Chase business premier 2% back and you can use it on travel. Apply for a Chase Ink or Capital One Spark Chase is my favorite credit card issuer but has been the hardest to get approved for for me, I have the Csp, freedom flex, ink cash business and Hyatt business, they get easer to get once your in to the system. I’m wondering if for the sole purpose of the welcome offer if the business preferred is the route to go as I would get 100,000 chase points instead of 75,000 with the business unlimited - if I can hit the spending requirement of 8,000 in 3 months. All business cards will require a personal guarantee until you get to the corporate card level. My question is has anyone really just treated their business card like a personal card and used it for groceries, gas, dining and all the usual personal spend without any repercussions from Chase? So I'm looking for some advice for applying for two new Chase cards while at 4/24. Hello guys. If you have a legitimate business using a card dedicated for business spending can make filing taxes easier, as all you're deductible transactions are in one Get the Reddit app Scan this QR code to download the app now. I've been considering a Chase business credit card for a while and this platform has been so helpful throughout the process. Btw, the 50% income to Chase credit limit is a soft rule. From what I've read here in posts, I thought that when you apply for the business credit cards, yet, I have applied for the premier (last month) and unlimited (this month), and both times I got a notification my cards: chase freedom, sapphire metal card, amazon visa card, AMEX gold, AMEX blue haven't signed up for a card in the past year, not sure if this info is important but just mentioning Thank you for your time and help. Upgrade the Bountiful to the Ritz after getting the Business/Brilliant cards. I had my Wife send me a referral (she gets 40k in points). com", I know some threads and posts will pop up We use two business credit cards, Chase Ink for our everyday purchases and American Express (Gold) charge card for our shipping charges. If you've gotten any Chase card in the last 30 days. I also have a card with Chase where I’m an AU that is A subreddit for discussing credit cards. You need to be under 5/24 when signing up, but after that they don’t count against it. It will still do a hard pull though. It is good for paying internet/cable and phone bills (5x UR), also get giftcards from office depot I signed up for the Chase Ink Business Cash card a few years ago and hit the bonus at that time and have rarely used the card since so I decided I'd cancel the card and then re-apply and get Why Chase Business cards? They don't add to 5/24. Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual *most business credit cards. First Business card ever so happy to get approved. Maybe the reason your app is in review is because for income they want you to estimate what you think the I have multiple Chase Ink cards most taken for the SUB. Amazon. 90,000 URP - Chase Ink Business Cash® Credit Card - Acceptance based on Circumstance Question As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Definitely worth giving a call. Keep in mind that I had several credit cards with Chase at that point and still have no issues getting new Chase cards. Thought I'd give back by sharing a data point on instant approval for the Chase business unlimited card. But again this will depend on if you have other Chase cards and the limits already on those So, first thing to note, your personal cards and business cards go on separate credit reports. Use most of the point for travel, hotels, and rental cars. So, first thing to note, your personal cards and business cards go on separate credit reports. Chase Sapphire 7-10 days review! Please help! Help Needed Hello folks! I applied for chase sapphire, at the end the Get the Reddit app Scan this QR code to download the app now. American Express offers small business credit cards with a point system. Neither do I have a business account with Chase nor do I want one. To add to this it is generally fine to mix expenses on the credit card* you just need to keep them separate for tax purposes. Application will always result in a hard pull, usually with Experian and maybe a second bureaus as well. Or check it out in the app stores     TOPICS Everything that codes 5% on Chase Ink Business Cash A subreddit for discussing credit cards. I have a personal credit card with them and logged in to apply. I've heard 3k is the standard limit that Chase gives for applicants with no business credit history so not too surprised about that. ”According to various data points, some Chase customers are seeing business credit card offers, denoted with a black star, when they check for “Just for you” offers. Members Online • A-terrible-time. Known as the Ink Business family, these credit cards earn either A subreddit for discussing credit cards. Hi, I'm at 4/24, and I'm gearing up to apply for my next card. Chase Reconsideration line . Our goal is to help Redditors get answers to questions Get the Reddit app Scan this QR code to download the app now From what I researched, Chase does like if the “Business” has been up and running for at least a year. Hello, I have the following Chase Business cards. I was applying for a Southwest card online and unfortunately I didn't receive an instant approval. I've looked at the following 3 resources, and while very similar, all Get the Reddit app Scan this QR code to download the app now. They do have insane limits though. Do I really need a business credit card if I only have 2-3 travel charges a year? upvote Hi, I'm 22 and have recently really gotten into personal finance and really understanding and maximizing credit cards as I'm getting ready to graduate and move out of my parents house. down for too many applications. I sometimes forget to use my Chase cards. I was nervous given my current credit score but I was way under the 5/24 rule and my utilization on my open cards are 30% or lower. My last card was the amex platinum and chase ink unlimited on the same day (12/20/21). ADMIN MOD Chase credit card application says 'In Review' Find out why we're . The dispute team told me they will let the charge stand because I did not save a receipt for the service (that I had purchased 5 months previous). Chase business cards do not get the fee A subreddit for discussing credit cards. I'm currently under the 5 card rule for Chase (2 cards in the past few years), the CFU approved on 1/7/21, and the CSP approved on 3/29/21. I’m looking to apply online first. (Personal credit is 820) Issue is the card limit is $6000 but the purchase price of the item i want is $6600. If your personal and business logins are separated, you can add your Sapphire Preferred to In last week of Jan 2023, I got Chase Ink Business Cash. Members Online Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries Can i put personal expenses on it to meet the SUB Yes What are the implications None that are known, unless you have an actual business that you got the card for, and were to try writing off personal charges made on your card as business expenses on your taxes (which isn't a 'card implication', but would be a 'tax fraud implication' if you were to do so). Chase took time to reallocate credit from other business cards to my new business card, all before letting me know that I was approved. Chase Business Credit Card . EDIT: Approved for Chase Ink Business Unlimited. due to macro factors, etc. The Business Platinum also has a $10 monthly credit for wireless phone plans. I also have a card with Chase where I’m an AU that is Get the Reddit app Scan this QR code to download the app now. For anybody who hasn't started their Marriott journey yet - the general strategy to hit up all the useful cards is to start with the Chase Boundless and Bountiful, get the Amex Business and Brilliant 24 months after receiving the Boundless/Bountiful bonuses. No cashback or whatever, good experience but I haven't had much interaction. BBentertainment15. Yay! (~90% utilization), let the utilization report (won’t affect credit score since it’s a business card), and pay off the statement balance in full. My current cards are: CSR: 10k limit CFU: 8. I always hear about how amazing Chase cards are from all of the financial and credit card YouTubers and how great the Chase trifecta is and so on. It is the best credit card for expense cash back! If you don't own a business, then go for Chase Ink Unlimited since they have 1. Apply for the first card: Submit your application for the first card and wait for a decision. Members Online Current Chase Cards: Freedom Unlimited (10/6/2020); Sapphire Preferred (opened 2/20/22); Ink Business Cash (10/19/2022); Freedom Flex (12/8/22) Applied today 2/23/23 and was denied for having too may applications in 12 months and too many recent applications. Reply reply P2 was approved for Chase ink business unlimited card with a 5k limit. While Chase offers a robust portfolio of consumer credit cards, the issuer also has a suite of business cards tailored to different companies and expenses. If you're not instantly approved, you may need to call Chase's reconsideration So. I recently applied for the Chase Ink business cash and received an email stating I was approved and the card would arrive in 5 to 7 business days. The community for Old School RuneScape discussion on Reddit. Applying for Business Credit Cards as a sole proprietor with no business history It depends on the card issuer. theverge Get the Reddit app Scan this QR code to download the app now I recently applied for a Chase business card and it is "In review" which doesn't sound good. The CSR also typically requires a higher credit score and income level than the Chase Ink Business Unlimited, so it might be the harder of the two to get approved for. I’m actually getting 6 months of free Disney+ right now because I got an Amex View community ranking In the Top 1% of largest communities on Reddit. View community ranking In the Top 1% of largest communities on Reddit. Chase Business cards do not count towards your 5/24. Reply reply For anybody who hasn't started their Marriott journey yet - the general strategy to hit up all the useful cards is to start with the Chase Boundless and Bountiful, get the Amex Business and Brilliant 24 months after receiving the Boundless/Bountiful bonuses. Chase Business recon line is 1-800-453-9719 The Chase Ink is a personally secured business card. I have the Chase Ink Business Cash Card and I pay my personal cell phone bill and home cable/internet bill with it (along with my business expenses of course)gotta take advantage of that 5% You have a 3 year old business that generates $2700 per year, probably no business deposit relationship to speak of, and another Chase business card. San Diego is adding a Chase Sapphire lounge, so that is my draw to them over Captial One (really like banking with Capital One). Also expenses like gas, food, and maybe even a hotel if needed for bussiness work. They are literally telling you this is insufficient to justify the issuance of another business credit card. But Chase will deny you for an Ink if you’re at 5/24 or above. Get the Reddit app Scan this QR code to download the app now Personal Spending on Chase Ink Business Credit Cards . 5% back earned the card to my personal Sapphire and use it as points; similar to how you do with the Freedom Unlimited to the Sapphire. about their $200 instant cash bonus upon approval, and about how they are miles ahead of Amex and Chase and any other business credit card companies many times Ps Divvy reports to all My gf and I both make around 200k, but we don’t spend crazy, don’t have a business where we’re spending a boat load on credit, we don’t buy business class/first class when we fly. I personally applied for a business card with $0 income and was approved. Or check it out in the app stores Can I get the free chase business card with the $900 SUB if I don’t own a business? As I understand it I’d be able to combine the UR points? Applying for Business Credit Cards as a sole proprietor with no business history upvotes Request: Any data points with $0 revenue and 0 years in business getting approved? If so, which card(s)? I’m looking to apply for the Wyndham Earner Business card specifically. You could get either CSF/CSR or Chase Ink Preferred Business (CIPB) credit cards for your travel transfer credit card and then CICB and CIUB Get the Reddit app Scan this QR code to download the app now. I anticipate on spending about 3000-5000 a month initially. Your new credit card is approved" "Your new Chase Ink Business Unlimited credit card (xxxx) and welcome kit are on the way and should arrive in 3 to 5 business days". Chase business trifecta. " Some background of me to help: I am a chase customer since 2018 Current cards: - CFU $15,300 Limit, Oct 2019 - CSP $17,300 Limit, March 2023 Why Chase Business cards? They don't add to 5/24. Does amex do a soft pull for business cards as well (if I'm only currently a personal customer)? Current Chase Cards: Freedom Unlimited (10/6/2020); Sapphire Preferred (opened 2/20/22); Ink Business Cash (10/19/2022); Freedom Flex (12/8/22) Applied today 2/23/23 and was denied for having too may applications in 12 months and too many recent applications. TL;DR - Applied for SW biz credit card. FICO-740 Sole proprietor, 3k revenue, annual income-28k, Chase 4/24. Sometime last week they mailed me a letter with a handwritten “application” of sorts that they wanted me to fill out and fax over to them and it just included some name and address information as well as my company’s EIN I just recently started my LLC and applied for a chase ink cash card (my first business card). If you accidentally miss reporting a business expense and pay more taxes the IRS is not going to care. I have no business cards at the moment. ADMIN MOD Opening Chase Ink Business Preferred Multiple Times for SUB? Help Needed / Question Hello We'll review your Chase Ink Business Preferred® credit card application and be in touch soon. Tried to avoid calling, but mistakes were made and I ended up having to speak with biz verification rep. Business expenses can be literally anything and chase isn’t going to devote hours trying to tell business from personal. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on I just got approved for the baseline 5k on the Business ink preferred after waiting about 2 business days for a decision. I was denied once despite having a year’s worth of credit history and a Discover It and an Apple Card. The kicker is that that don’t count against your 5/24. La plimbare pe Plaiul Foii, Zărneşti. I have multiple Chase Ink cards most taken for the SUB. I was surprised to find that out: I am self employed, so there is not always a clear line between business and personal. If it's not there, Chase will want to "chat with you in person" about your business. I was confused because I have excellent credit (830+/-) and a long standing with Chase and their credit cards. I do agree they are easy to get, and would definitely recommend if you can hit the requirement. You'll get a denial unless you haven't gotten ANY (personal or business) Chase cards in the last 30 days. Which Ink card would suit me? My main purchases would be camera gear, purchasing or even renting said gear. However, im always uncertain as to how fulfill the SUB, lets say for example you tutor online, you qualify as (sole proprietor) but you will never have expenses to meet the 6k on 3months or As I understand, Inks dont count towards 5/24 since theyre business cards and Chase doesnt report business cards to personal credit reports. A good tip to get into Chase would be to open a Checking/Savings account with them, reroute your direct deposits there, use the account as your primary for a while (like 6 months - 1 year), and then apply for a beginner no-annual fee card Today my Chase Business Relationship manager told me I could transfer the 2-2. First, I'm looking at applying for the Chase Ink Business preferred, which I believe doesn't affect my 5/24 as it's a biz card. My business goes through about $400,000 in expenses each year with several purchases being over $5k. I noticed I used my primary email for my chase accounts vs the one I used for the LLC I registered. Overhead pretty low, with regular but infrequent dining to meet with clients, minimal travel. Or check it out in the app stores I was just approved for a Chase Business Unlimited card with a $3,000 limit This is my first card outside of a secured capital one card with a $200 limit. Please see r/Save3rdPartyApps and this article for more information: https://www. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is Call (800) CHASE-38 (800) 242-7338 and request your personal accounts be added to your Chase Business Online profile. I used different Chase personal and Ink business cards to get max points based on the purchase , so say 2. I have a 745 score, recently approved for 2 cards, Chase preferred & amex gold, but got rejected A subreddit for discussing credit cards. ) Request: Any data points with $0 revenue and 0 years in business getting approved? If so, which card(s)? I’m looking to apply for the Wyndham Earner Business card specifically. All the data points I've gathered over the last year indicate all Chase personal credit card accounts opened by an active duty military servicemember or their spouse have the annual fee waived under the MLA law. I’m sure it’s denied, but I want to talk to a person about actually reconsidering/moving other business credit over to this card. I seem to recall the Spark cards hit both. Otherwise, you cannot. How much I spend fluctuates from month to month. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to The main draw of the Southwest card is to get the Southwest personal card + business card (typically in November/December), and the sign up bonus on both cards combined is usually enough points to get a companion pass which means someone can fly free with you on your flights for at least a year, almost two years if you time it right. ADMIN MOD Chase credit card application says 'In Review' Find out why we're A subreddit for discussing credit cards. Putting spend in a business credit card does not automatically put those charges as The best business credit cards offer initial bonuses worth $1,000+, ongoing rewards equal to 5% back or more in some cases, free employee cards and other helpful perks. I got approved for my chase Ink card because I want to start building my business credit while knocking out a large purchase for my business. product change from freedom unlimited > sapphire > freedom unlimited. Does anybody have experience doing this? Also, how strict do you need to be on business purchases with the card? Chase Ink Pref - 12/1/2023 Approved Chase Ink Business Cash - 1/8/2024 Approved I am nearly done with both of their SUB requirement and I want to apply for another Chase business credit card for United. Capital one spark with limit 2% back. This is my first Chase business card. I opened 6 Hello, I have the following Chase Business cards. BofA doesn’t allow business cards to be added to my Apple Pay wallet, Amex does. The two current UR business cards have benefits and categories not found on any other Chase UR cards. Definitely want a low or zero annual fee. They will be checking my credit. No verification was needed and no calls to recon were made. I escalated all the way up the chain at my local branch, who pleaded to the management teams with limited success. 5k limit Amex Plat Chase told me if I want to increase the limit they would have to do another hard pull. The application page said I'd get a decision letter in 7-10 business, however the confirmation email received while applying said in 30 days. Or check it out in the app stores R/churning recommends 3 months between chase business ink cards as a safe velocity. Many owners would have their personal scores tanked if their charge card/credit card balances and limits were factored in on the personal side. On Amazon's credit cards page, there's 3 cards that offer 5% cashback (all requiring Prime for 5%, otherwise 3%): Amazon Prime Rewards Visa Signature Card by Chase. This was by far the most difficult card application experience I’ve ever dealt with but overall it’s worth it. In my consulting business, it took several years of building business credit before a bank offered me a corporate credit card Business credit cards . We’ll review your Ink Cash Business Credit card application and be in touch soon. Our goal is to The company currently have 2 biz cards for the company and employees for him as the personal guarantee and I want to get a new Business Card to have under my name incase any lines of credit get frozen or limited/reduced when we inform the banks of the personal guarantee's passing - Maybe I am paranoid and incorrect that this could happen and if so, please inform me. DoC doesn't look to have a list (or maybe I'm typing the wrong item into search). Today my Chase Business Relationship manager told me I could transfer the 2-2. That brought me to Chase Ink Preferred and Chase Hyatt, both requiring $15k spend. Chase said my account is under review. Chase Ink Business Unlimited . My question is has anyone really just treated their business card like a personal card and used it for groceries, gas, dining and all the usual personal spend without any repercussions from Chase? Business cards don’t take advantage of business owners not reporting to personal bureaus is a tremendous help to most business owners. So I decided to apply for the Chase Business Unlimited just for the 90k SUB. There is a 1/30 rule guideline (1 card every 30 days) for the business cards, so you want to wait until you're at least past that. Having and using a business credit card has no bearing whatsoever on your tax liability or filing requirements. I have BOFA business cards and AMEX business cards. I’m actually getting 6 months of free Disney+ right now because I got an Amex You have a 3 year old business that generates $2700 per year, probably no business deposit relationship to speak of, and another Chase business card. I am also keeping my old USBank FlexPerks (originally a NWA) CC. Help Needed / Question I have a thin credit history of 7 months now (740 FICO) and is interested to open a Chase Ink Business Cash to pay for the upcoming IRS. I recently opened a Chase business credit card. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. The definition of business is up to you (and for the lender to accept or deny, of course). About $1,000,000+ annual spend and they’ll want to see your books for that sorta stuff to go away. Some hit your personal credit. 5 points per dollar spent Get the Reddit app Scan this QR code to download the app now. Get the Reddit app Scan this QR code to download the app now I recently applied for a Chase business card and it is "In review" which doesn't sound good. Hello! My business was just approved for Chase Ink Business Unlimited Credit Card, and I would like to share data points in case someone is thinking of applying. Or check it out in the app stores The business has 1 year worth of tax records but never taken credit cards out in the business name. I want to apply for more Ink's now considering the bonus and have the following questions : - Is there any impact of closing business cards? I assume no, but seek thoughts. Can i put personal expenses on it to meet the SUB Yes What are the implications None that are known, unless you have an actual business that you got the card for, and were to try writing off personal charges made on your card as business expenses on your taxes (which isn't a 'card implication', but would be a 'tax fraud implication' if you were to do so). Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries I'm on the search for a list of which Business Credit Cards report to personal credit reports (balances carried). Credit Karma: "A new card could help you increase your available credit" - Ignore these BS spam emails. The new business card is not listed in personal account. This includes gig workers, for example. Amazon Business Prime by American Express We'll review your Chase Ink Business Preferred® credit card application and be in touch soon. Amazon credit card 5% back for Amazon purchases Chase took time to reallocate credit from other business cards to my new business card, all before letting me know that I was approved. So I just got a chase business credit card. Used to get chase business ink, gold, premier, plum, plat (still do)etc etc. Pick the cards that maximize the value of your spending. But again this will depend on if you have other Chase cards and the limits already on those While Chase offers a robust portfolio of consumer credit cards, the issuer also has a suite of business cards tailored to different companies and expenses. Chase also issues co-branded Thinking about adding a business credit card to your roster? See how Chase's Ink Business Cash, Ink Business Unlimited, Ink Business Preferred and Ink Business Premier all stack up. Then, in a month or two for the Southwest Business card via chase. Get the Reddit app Scan this QR code to download the app now I just got approved for the Chase Ink Business Card. Or check it out in the app stores You could apply for other business credit cards with other issuers to circumvent 5/24 usually but chase will count chase business cards towards 5/24 as they are aware of them. As expected, I can only see the Chase business card when logged in through Chase Business. Before I even received my physical card or conducted a single transaction, Chase shut down my entire account. Unfortunately no Hi there, I was recently in the market for a new business credit card but I don't want to have a Hard Pull on my Personal Credit Report. Join us for game discussions, tips and tricks, and all things OSRS! OSRS is the official legacy version of RuneScape, the largest free-to-play MMORPG. I opened 6 Get the Reddit app Scan this QR code to download the app now. I'm currently at 3/24: CSP/CFF - 03/23 PENFED Pathfinder - 04/23 800's Fico Scores, 92k income, oldest account 15+ years View community ranking In the Top 1% of largest communities on Reddit. I see a pretty good offer Curious if anyone has experience with the Chase Business Cash card and/or 10% Anniversary bonuses. That said, don’t buy crypto, porn, or cannabis-related things with it. I should easily justify the annual fee for the Chase card. If you have a "business" credit card and it says your company name AND your name it's not a business card that reports. znt uymut zlvz zuahxeb xutbonp vgenv lafw xtqgcw lujaqg jmhxgje